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    Schedule for heating aid applications is expanded (Kingston Daily Freeman)
    KINGSTON - As part of the Ulster County Winter Watch initiative, the Home Energy Assistance Program (HEAP) has established extended hours in November at select locations to accept new HEAP and food stamp applications.
  2. www.bloomberg.com
    Hynix Credit Rating Lowered by Moody's, With Negative Outlook (Bloomberg)
    Nov. 3 (Bloomberg) -- Hynix Semiconductor Inc. , the world's second-largest memory chipmaker, had its debt rating lowered one level by Moody's Investors Service, which cited the company's weaker credit profile and earnings.
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    Cut used to lower other debt (Harden Murrumburrah Express)
    IT WILL be as simple as a phone call to the bank. After yesterday's interest rate cut, Anesh Naidoo will pull a little money out of his mortgage repayments and move it into his credit card debt. The consumer market will not see a cent.
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